Posted on 05 February 2025
Pre-filled tax return in Luxembourg: How it could cost you more than you think
In 2025, Tax Authorities known as the "Administration des contributions directes (ACD)" will begin offering a pre-filled tax return in Luxembourg to certain categories of taxpayers.
What is a pre-filled tax return?
Why opting for a pre-filled tax return can cost you a lot of money?
If you rely on a pre-filled tax return, you risk missing out on deductions and overpaying!
Some of the information that could be missing includes:
- Insurances you have taken out (e.g. life assurance, public liability insurance, health insurance, etc.)
- Interest on your mortgage (for your main property)
- Housing savings (BHW, Schwäbisch Hall, Wüstenrot)
- Donations
- Deductions for childcare, crèche, household cleaning staff, etc.
- Unreimbursed medical expenses, court fees, funeral expenses, etc.
You're also left on your own to check the accuracy of the data already entered by the tax authorities and to estimate the amount of the final tax result. Once you receive your tax statement from your tax office, it's also difficult to identify any errors and correct them without a personalized follow-up.
Discover all the other pitfalls of the pre-filled tax return in this article:
Our solution
At the end of the process, you will receive a detailed analysis of your possible deductions and recommendations to optimize your future tax returns.
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