A life insurance offers ideal protection for your loved ones in case of death or disability.

Tailored Protection

LALUX offers various types of life insurances that match your needs. Below you'll find 3 examples with financial simulations.

Tax Savings

The premiums paid for these insurances are tax-deductible, helping you reduce your tax burden!

Advantages of Different Products

Invest in stocks and protect your loved ones in case of death.

Example contract at 100€ per month for 10 years.*

In case of survival:
Capital acquired depending on the return of stock investments (e.g., 12,463€ with an annual return of 5%)

In case of death:
Beneficiaries (e.g., your spouse, children, etc.) will receive at least the amount of 12.000€.

In case of death due to an accident:
Beneficiaries will receive the amount of 48.000€.

In case of death due to a traffic accident:
Beneficiaries will receive the amount of 84.000€.


Maximum tax savings over 10 years: 5,490€

*Simulation based on an insured person aged 30 with a contract duration of 10 years. Contact us for a personalized offer.

Ensure the standard of living for your loved ones.

Example contract at 100€ per month for 10 years.*

In case of survival:
No payout.

In case of death:
Beneficiaries (e.g., your spouse, children, etc.) will receive the amount of 185.877€.

In case of death due to an accident:
Beneficiaries will receive the amount of 743.508€.

In case of death due to a traffic accident:
Beneficiaries will receive the amount of 1.301.139€.


Maximum tax savings over 10 years: 5,490€

*Simulation based on an insured person aged 30 with a contract duration of 10 years. Contact us for a personalized offer.

Protect your children and secure their future, even in case of death!

Example contract at 100€ per month for 10 years.*

In case of survival:
Your child will receive a quarterly pension of approximately 512€ for 5 years after 10 years.
(Total: 10.240€)

In case of death:
Your child will receive the amount of 28,669€ and after 10 years, the quarterly pension of approximately 512€ for 5 years.
(Total: 38.909€)

In case of death due to a traffic accident:
Your child will receive the amount of 57,339€ and after 10 years, the quarterly pension of approximately 512€ for 5 years.
(Total: 67.579€)

Maximum tax savings over 10 years: 5,490€

*Simulation based on an insured person aged 30 with a contract duration of 10 years. Contact us for a personalized offer.

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This service is free of charges and without any obligation to buy.

What is a life insurance ?

Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a financial payout to designated beneficiaries (i.e. children) upon their death.

The primary purpose of life insurance is to provide financial protection to the insured's dependents, ensuring they have a source of income in case of the insured's demise.

Another advantage is the fact that these premiums into a life insurance are deductible on your Luxembourg tax return and you can save on taxes!

There are several kinds of life insurances. Contact our team to get more information!